Blog Archives
Hard Money is an Alternative to Extend and Pretend
It’s fascinating how long it takes more mainstream publications to pick up on trends being analyzed on a daily basis by many financial blogs. Maybe it’s the severe level of skepticism that mainstream media may have for nimble, cyber journalists, … Read More
Conventional Commercial Lending Shows More Activity, But What About Loan Demand?
Last month, we wrote about a CNN Money article that reported on weak loan demand near the end of June 2010. After the fact, analysts reported that commercial lending increased for the month. According to a Business Insider article on … Read More
New Forces Entering the Commercial Property Lending Market
If you’re feeling the squeeze caused by the current economic situation, you aren’t the only one. Other than our small-cap commercial mortgage segment of the market, other industries, such as bond trading and other securities, are feeling the effects of … Read More
Intention and Consequence
According to Forbes.com, Wells Fargo & Co. was ordered to pay nearly $203 million in overdraft fees back to customers and to change what was called “unfair and deceptive business practices” by U.S. District Judge William Alsup in the case … Read More
Is Commercial Lending as Complicated for Credit Unions as Opponents Believe?
There is a proposal in the Senate that would raise the credit union small business lending cap from 12.5 percent to 25 percent. While this allows some credit unions across the nation to extend much-needed funds to small to medium-sized … Read More
A Reminder to Back up Your Data
The Scotsman Guide, a national resource for residential and commercial mortgage brokers, recently featured Fairway America’s own Lance Pederson, VP of IT and Marketing, in their August 2010 issue. Lance’s article, called “Back up Your Data,” encouraged mortgage brokers to … Read More
A Mainstream Eye on Small-Cap Alternative Financing
While other news sources continue to hammer Congress and the Senate for its decision making regarding bigger banks and its imminent policy-making with small banks, it is refreshing to see a lens focusing on small businesses and their finance-seeking tribulations. … Read More
Watching Regulation Come in Through the Front Door
As regulation and oversight continue to increase the scrutiny applied to many commercial loan processes, we see its consequences as potential borrowers are turned down. In somewhat breaking news, federal bank regulators approved a two-year old requirement passed by Congress … Read More
Is the $30 Billion Small Business Aid Package Just Another TARP?
There are criticisms against the latest proposed small business aid program that it might just be a community version of the Troubled Asset Relief Program (TARP). According to Inc., the Senate voted 60-37 to attach the $30 billion program to … Read More
A Look beyond the Usual: Small Biz Boss Loans
Let’s take a moment to look at lending beyond the industry. The Wall Street Journal wrote a piece on small business owners who lend money to their employees to help them catch up with other fees. The article touches upon … Read More
